Top tip

if you’re unsure as to whether or not or not you’ll be able to pay off the stability in full via the stop of the interest-loose period then it may be really worth considering a low price credit card so you’re now not all at once stung via a excessive interest price.

for example, Sainsbury’s Low fee credit Card comes with a representative APR of just 6.nine% (variable) on balance transfers while the Barclaycard Platinum Simplicity gives a charge of seven.nine% (variable).